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Leaving benefits

If you leave Cadent before retirement, you will become a deferred member of the Scheme and your pension will become deferred. Your deferred pension will be calculated on the date you leave and increased in line with the Retail Prices Index (RPI) each year. This helps it keep up with inflation between your leaving date and your Normal Retirement Date.

The process

  1. 1.

    You leave employment, HR informs us, you become a deferred member.

  2. 2.

    We send you confirmation of your deferred pension (your pension at the time you leave and when it will be paid).

  3. 3.

    You keep us updated with any changes to your contact details.

  4. 4.

    Visit My Retirement Planner to understand more about your Scheme benefits and options.

  5. 5.

    You tell us if you want to retire early.

  6. 6.

    We contact you when your benefits are due.

As a deferred member, you can also choose to transfer your benefits to another registered pension scheme. Visit My Retirement Planner to understand more.

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