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Ill-health retirement

If you’re seriously ill and unable to continue working for Cadent, you may be entitled to ill-health benefits from the Scheme.

The Scheme’s medical adviser would need to carry out a full medical assessment to determine whether you meet the criteria for ill-health retirement.

Ill-health pension:

  • If you can’t carry out existing duties, you’ll receive a pension based on your completed Pensionable Service plus half of the remaining period up to age 65.
  • If you can’t undertake any employment, you’ll receive a pension based on your completed Pensionable Service plus the future Pensionable Service you would have accrued if you stayed in employment until 65.

Terminal illness:
If your life expectancy is less than 12 months, you could surrender all of your ill-health pension for a lump sum.

The process

  1. 1.

    Discuss it with your line manager and HR.

  2. 2.

    Agree to take your application forward.

  3. 3.

    An Employee Relations Case Management Specialist will guide and support you through the process.


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