Retirement benefits
If you paid AVCs
While you were an active member, you might have paid extra contributions, known as Additional Voluntary Contributions (AVCs). Your AVCs will provide you with additional benefits at retirement.
There are two different types of AVCs:
Money Purchase AVCs (MPAVCs)
Added Years
If you have any MPAVCs, you can change your investment funds at any time. See the ‘switching your funds’ section below for more information.
Switching your funds
You can change where your MPAVCs are invested.
To make a change complete and send us the switch form. We will acknowledge it within five working days.
AVC Guide
Read our guide to AVCs, to help you understand how AVCs work and what options are available to you. There are some risks with AVCs so please read the guide carefully before you make a decision.