If you paid AVCs

While you were an active member, you might have paid extra contributions, known as Additional Voluntary Contributions (AVCs). Your AVCs will provide you with additional benefits at retirement.

There are two different types of AVCs:

Money Purchase AVCs (MPAVCs)

Added Years

If you have any MPAVCs, you can change your investment funds at any time. See the ‘switching your funds’ section below for more information.

Switching your funds

You can change where your MPAVCs are invested.

 To make a change complete and send us the switch form. We will acknowledge it within five working days.

AVC Guide

Read our guide to AVCs, to help you understand how AVCs work and what options are available to you. There are some risks with AVCs so please read the guide carefully before you make a decision.

Cookie control centre

We use cookies to provide you with a better service. Essential cookies provide core functionality and you cannot use the website without them. Essential cookies do not collect any personal information or track your activity on the website. Other cookies, such as Analytic cookies and Functionality cookies, are not essential. Click on the different category headings to find out more and change our default settings. However, blocking some types of cookies may impact your experience of the site and the services we are able to offer.

Strictly Necessary

Always Active

Name: preference_cookie

Provider: Cadent

Duration: 3 Years

Type: First Party Cookies

Name: winter_session

Provider: Cadent

Duration: 2 Hours

Type: Session Cookies

Name: _visited

Provider: Cadent

Duration: 1 week

Type: First Party Cookies

Performance Cookies


Name: _gat_gtag_UA_175173443_1

Provider: Google

Duration: 1 Minute

Type: Analytics Cookies

Name: _gat

Provider: Google

Duration: 2 days, 5 hours, 46 minutes

Type: Analytics Cookies

Name: _ga

Provider: Google

Duration: 2 years, 1 day, 5 hours, 46 minutes

Type: Analytics Cookies

We use cookies to enhance your website experience and to allow us to customise the content you see.