What is a Power of Attorney?

A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint someone (called an “attorney”) to help you make decisions – or even to make them on your behalf. This gives you more control over what happens if you have an accident or illness that affects your ability to make decisions. Your attorney could be a friend, family member, or solicitor – it’s up to you.

There are two types of LPA you can set up:

• Property and Financial Affairs: Lets your attorney manage your bank accounts, pay bills, collect benefits, and buy or sell property. It can be used with your permission once registered.

• Health and Welfare: Covers decisions about your daily routine, medical care, and care home arrangements. It can only be used if you can no longer make decisions yourself.

Why is a Power of Attorney important?

Even if you’re married or in a civil partnership, your partner can’t automatically manage your affairs unless you have a Power of Attorney. Instead, your loved ones might have to apply to the Court of Protection to become a “deputy” – which can be a timely and complex process.

Where can I find more information?

You can find out more about Power of Attorney on the MoneyHelper website, visit moneyhelper.org.uk and type Power of Attorney into the website’s search bar.

As you might expect, legal documents like Powers of Attorney are complicated so we recommend getting advice from a legal professional before setting one up.

Already have a Power of Attorney?

If you already hold Power of Attorney or a Court of Protection Order for yourself or one of our members, or if you obtain one, please contact Aptia so they can update their records.