Death benefits

Certain beneficiaries may be entitled to receive benefits from the Scheme in the event of your death.

Benefits might include:

• a dependant’s pension and/or children’s pension
• a lump sum

Once a death has been reported to the Scheme’s administrator, Aptia will write to the person dealing with the deceased member’s affairs with all the relevant details for any benefits that beneficiaries may be entitled to, and with information on how those benefits may be claimed.

The Scheme may pay a pension to a dependant on a member’s death. A dependant is defined as someone who is financially dependent on or inter-dependent with your finances.

If you’re married or in a civil partnership, your partner will be automatically treated as your dependant. If you’re not married or in a civil partnership, you can nominate a dependant to receive your pension.

A lump sum is paid according to the Rules of the Scheme. The benefit will be paid to a beneficiary or beneficiaries chosen by the Trustee.

Remember to keep your nomination forms up to date to allow the Trustees recent information on which to base their decision on who will receive benefits. You can view and update your beneficiaries by logging into OneView or by contacting Aptia.

There’s more information on how to nominate or change your beneficiaries on the ‘Need to update us?’ webpage.