Early retirement

If you retire between 55 and 59, there will be a reduction in the amount you receive. You can take your pension from 60 without a reduction in your benefits, or from 50 if you left because of redundancy. Visit My Retirement Planner to find out more.

The process

  1. 1.

    Visit My Retirement Planner at any time to understand more about your retirement benefits and when you can retire.

  2. 2.

    Contact us, if possible at least two months before you want to retire.

  3. 3.

    We will send you:

    1. Your retirement options;
    2. your quote; and
    3. your forms
  4. 4.

    Send your completed forms back to us as soon as possible.

  5. 5.

    We’ll pay your pension on the 15th of the month once you’ve retired. If you’re taking a lump sum, this is paid from the first Friday after your retirement date.

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